Artikel Penelitian dan Pengabdian

Eco-Maqāṣid and Cross-Border Governance: A Policy Analysis of the Indonesia–Singapore Sustainable Industrial Zone

The acceleration of industrialization and energy transition in Southeast Asia demands green governance that is not only technocratically efficient but also ethically and religiously legitimate. This study aims to evaluate the policy framework of the Indonesia– Singapore Sustainable Industrial Zone (SIZ) in its early implementation phase through the operationalization of eco-maqāṣid (ḥifẓ al-bīʾah, ḥifẓ al-nafs, and ḥifẓ al-māl) integrated with the United Nations Sustainable Development Goals (SDGs 7, 8, 13, and 15). Employing a qualitative library and policy research design with a comparative-normative approach, data were collected through a systematic review of official government policy documents, bilateral agreements, and religious institutional publications (MUI and MUIS). The findings reveal that the SIZ systematically integrates ecological, public health, and economic justice dimensions into a cross-border green industrial governance architecture. Comparative analysis identifies a dual-track response pattern: a protective-distributive paradigm in majority-Muslim Indonesia to mitigate green grabbing risks, and a contributive-integrative paradigm in minority-Muslim Singapore to assert Islamic ethical relevance within a secular green economy. This study yields a replicable three-stage normative-evaluative model for cross-border policies. Its significance lies in shifting ecomaqāṣid from domestic jurisprudence to transnational policy evaluation, reinforcing environmental justice and ontological security.

The Effect of Organizational Culture, Compensation, Job Satisfaction, And Work Environment on The Performance of Employees at Bank “Bantara” In the Jakarta Area

This research aims to analyse the performance of employees at Bank "Bantara" in the Jakarta Area by considering factors such as organizational culture, compensation, job satisfaction, and work environment. These factors were chosen as independent variables due to their potential impact on employee performance, which is the dependent variable. The researcher used the Statistical Structural Equation Modelling (SEM) method specifically the Partial Least Square (PLS) approach supported by SmartPLS, to process the data obtained from a questionnaire survey conducted online using Google Form. The results indicated that Organizational Culture and Work Environment have a positive and significant effect on Employee Performance, whereas Compensation and Job Satisfaction have a positive effect but not significant on Employee Performance.

THE INFLUENCE OF MARKETING MIX ON PURCHASING DECISIONS ON E-COMMERCE LIVE STREAMING PLATFORMS

This study aims to examine the influence of marketing mix (product, price, promotion, people, and process on purchasing decisions on E-commerce Live streaming platforms such as Shopee Live and Tiktok Live. The population of this study is consumers in Indonesia who have shopped through Live streaming commerce. The type of research used is quantitative research. Data analysis techniques using Structural Equation Modeling (SEM) and data processing using Partial Least Square (PLS) analysis with Smart PLS 3.2.9 applications. The research sample was 252 respondents, data were obtained using questionnaires with a Likert scale of 1-6. The results showed that price, promotion and people had a positive and significant effect on purchasing decisions. While products and processes do not have a significant effect on purchasing decisions in live streaming commerce.

PENGUATAN LITERASI PEMASARAN DAN AKUNTANSI SYARIAH MELALUI PROGRAM CAPACITY BUILDING PADA MAHASISWA DAN SISWA SMK DI BOGOR

Rendahnya literasi ekonomi syariah pada mahasiswa dan siswa sekolah menengah menunjukkan adanya kesenjangan antara penguasaan konseptual dan kesiapan aplikatif dalam bidang ekonomi Islam. Pengabdian kepada masyarakat ini bertujuan mengembangkan penguatan literasi berbasis capacity buildingyang terintegrasi dengan mekanisme knowledge transferdan pemberdayaan berkelanjutan. Program dilaksanakan melalui tiga seminar tematik, Pemasaran Syariah, Audit Syariah, dan Pemasaran Syariah (Batch 2)dengan pendekatan pembelajaran orang dewasa (adult learning approach) yang menekankan relevansi praktis dan studi kasus aplikatif. Sebanyak 75 responden terlibat dalam kegiatan ini. Hasil evaluasi menunjukkan tingkat kepuasan rata-rata sebesar 98,3% dan kesiapan mengikuti kegiatan lanjutan sebesar 88,2%, dengan 100% respons positif pada dua seminar terakhir. Tahap hilirisasi dilakukan melalui sosialisasi literasi ekonomi syariah pada enam sekolah mitra di wilayah Cibinong dan Kota Bogor, yang menunjukkan peningkatan pemahaman siswa terhadap prinsip akad, etika transaksi, serta diferensiasi sistem ekonomi syariah dan konvensional. Secara konseptual, model ini menghasilkan efek multiplikatif (multiplier effect), di mana penguatan kapasitas mahasiswa berkontribusi pada perluasan literasi di tingkat sekolah. Temuan ini menunjukkan bahwa pendekatan pengabdian berbasis penguatan kapasitas internal dan ekspansi literasi eksternal efektif dalam membangun ekosistem literasi ekonomi syariah yang berjenjang dan berkelanjutan.

Bunga Rampai, Hitam-Putih Ekonomi Islam

Non-Riba Microfinance Model Based on Mudharabah: Analysis of Sharia Maqashid and Findings From Expert Interviews

This research problem stems from the dependence of micro-businesses on interest- based debt financing, which poses the risk of usury and hinders business sustainability. The research gap arises because studies on Islamic microfinance are still dominated by murabahah contracts, while the potential of mudharabah as a non-usury financing model in line with maqashid sharia has not been comprehensively discussed. This study aims to analyze mudharabah as an alternative form of microfinance that eliminates usury and strengthens maslahah through the principles of profit sharing, justice, and asset protection in accordance with hifzh al-mâl. The method used is descriptive qualitative with thematic analysis of classical and contemporary literature as well as focused interviews with experts on maqashid sharia. The results of the study show that mudharabah is highly compatible with the values of maqashid syariah in supporting the sustainability of micro businesses, particularly through risk sharing, transparency, and ethical partnerships. These findings confirm that mudharabah has the potential to be a more equitable, inclusive, and riba-free microfinance scheme compared to debt- based models.

DINAMIKA EUFORIA K-POP DALAM PERILAKU REMAJA: Perspektif Pendidikan Karakter dalam Islam

Penelitian ini mengkaji pengaruh fenomena budaya K-pop terhadap perilaku remaja Muslim di Indonesia dalam perspektif pendidikan karakter Islam. Tujuan dari penelitian ini adalah untuk menganalisis dinamika euforia K-pop, mengidentifikasi dampaknya terhadap perkembangan moral dan spiritual remaja, serta menawarkan strategi pendidikan yang relevan untuk mengantisipasi dampak negatif tersebut. Penelitian ini menggunakan pendekatan deskriptif kualitatif dengan teknik pengumpulan data melalui studi pustaka terhadap buku Pernah Tenggelam karya Fuadh Naim (2019) dan wawancara mendalam dengan dua pendidik di Sekolah Tahfizh Plus TMA Khoiru Ummah Bogor. Analisis data dilakukan dengan pendekatan tematik untuk mengungkap pola perilaku, pembentukan identitas, dan ketahanan nilai keagamaan remaja. Hasil penelitian menunjukkan bahwa keterikatan berlebihan terhadap K-pop memicu perilaku seperti pengidolaan yang tidak rasional, konsumerisme, kelalaian terhadap kewajiban agama, dan pergeseran identitas budaya. Tiga bentuk penyimpangan utama yang teridentifikasi adalah normalisasi pergaulan bebas, kampanye terselubung LGBT, serta pengultusan terhadap idol yang dapat mengarah pada penyimpangan akidah. Namun demikian, pendidikan karakter Islam mampu memberikan solusi transformatif melalui refleksi diri, penyucian jiwa, dan kesadaran media yang kritis. Penelitian ini menyimpulkan bahwa integrasi nilai-nilai Islam melalui penguatan aspek intelektual, moral, dan spiritual sangat penting dalam membentuk identitas remaja Muslim di tengah gempuran budaya populer global.

Concept of Taqiyuddîn Al-Nabhâni and Abd Al-Qadîm Zallûm on Zakat Management for National Prosperity

This study explores the zakat management concepts of Taqiyuddîn Al-Nabhâni and Abd Al-Qadîm Zallûm in the context of national prosperity. It addresses two primary questions: (1) How does Al-Nabhâni conceptualize zakat for state welfare? and (2) How does Zallûm view zakat within a state framework? Utilizing a qualitative approach through library research and content analysis of their primary works, the study finds that both scholars emphasize the state's role in the collection and distribution of zakat through a centralized bait al-mal institution. While national priorities are acknowledged, the majority of zakat is intended for localized distribution to the eight eligible categories (asnaf) as outlined in Islamic law. The findings suggest that integrating classical Islamic frameworks into modern zakat administration can enhance public trust and governance. This model presents a potential alternative for improving zakat management in Indonesia, combining sharia compliance with institutional accountability and social impact.

STRATEGI MULTISEKTOR MENGATASI KEMISKINAN DAN STUNTING MELALUI PEMBERDAYAAN SOSIAL DAN EKONOMI DI DESA BABAKAN MADANG BOGOR JAWA BARAT

Penelitian ini mengkaji efektivitas program sosial dan ekonomi dalam menanggulangi kemiskinan dan stunting melalui pendekatan kualitatif dengan analisis flow chart. Studi ini dilaksanakan di dua posyandu yang menjadi lokasi implementasi program intervensi, meliputi penyuluhan gizi, distribusi vitamin A, serta program pemberdayaan ekonomi berbasis produksi pangan lokal. Hasil penelitian menunjukkan adanya penurunan prevalensi stunting dan peningkatan kesadaran masyarakat terhadap pentingnya pola makan sehat serta penguatan ekonomi berbasis komunitas. Faktor utama yang mendukung keberhasilan program ini mencakup partisipasi aktif masyarakat, dukungan dari perangkat desa, serta optimalisasi sumber daya lokal. Namun, beberapa kendala masih ditemukan, terutama dalam hal penyebaran informasi dan keterbatasan akses terhadap sumber daya tambahan. Implikasi dari temuan ini menegaskan bahwa pendekatan berbasis komunitas yang mengintegrasikan aspek sosial, ekonomi, dan kesehatan memiliki efektivitas tinggi dalam meningkatkan kesejahteraan masyarakat. Rekomendasi yang diajukan mencakup penguatan kapasitas kelembagaan, pemanfaatan teknologi dalam edukasi kesehatan, serta diversifikasi strategi pemberdayaan ekonomi berbasis pangan lokal. Selain itu, penelitian lanjutan diperlukan untuk mengevaluasi dampak jangka panjang serta potensi replikasi program di berbagai wilayah dengan karakteristik sosial-ekonomi yang berbeda. Hasil penelitian ini diharapkan dapat menjadi landasan bagi pengembangan kebijakan yang berbasis keterbukaan dan keberlanjutan dalam upaya percepatan penanggulangan kemiskinan dan stunting.

TIME VALUE OF MONEY DALAM TINJAUAN KONSEP KEUANGAN ABD AL-QADÎM ZALLÛM DAN PEMIKIRAN EKONOMI TAQIYUDDÎN AL-NABHÂNI

The concept of the time value of money, as recognized by conventional economics, posits that money available at the present time is worth more than the same amount in the future due to its potential earning capacity. This idea underlies the existence of interest rates and the fluctuating values of goods and services. The purpose of this study is to examine the perspectives of Al-Nabhani and Zallum on money and Islamic economics in relation to the time value of money. This research employs a qualitative method with a content analysis approach to the texts of Nizhâm Al-Iqtishâdy written by Taqiyuddin Al-Nabhani and Al-Amwâl authored by Abd Al-Qadim Zallum. The findings reveal distinctive viewpoints from these scholars: in Islam, money is defined as gold and silver with specific weights, and such currencies maintain stable values. Money is used as a standard measure for goods and services, serves as a medium of exchange, and the concept of the time value of money is rejected in Islamic law because it involves riba (interest), which is prohibited. Furthermore, hoarding money (kanz al-mâl) is forbidden, as is accumulating money to earn interest. Gold and silver can be lent (qardh) provided the transaction is immediate and in person. The time value of money concept does not exist in Islam because Islamic finance is based on gold and silver, which are stable, and this approach can offer solutions to global financial issues such as inflation.

FIQH SUNDA: Negotiating Islam among Indigenous Communities in West Java

The scholars have different theories concerning Islam coming to Nusantara. They believed that the first community to accept Islam was the residents of the coastal areas of Sumatera, Java, Sulawesi, Kalimantan, Maluku, Nusa Tenggara, and Papua. Afterward, Islam was disseminated to rural areas throughout the Nusantara including fiqh (Islamic jurisprudence), one of the fundamental teachings of Islam. This reception was surely through a long process and resistance from the indigenous residents of the Nusantara who already had local religions and beliefs practiced continuously by hereditary generations. Badui in Banten and Kampung Naga, West Java were indigenous residents of the island. This article seeks to discuss the negotiating process of fiqh among Badui and Kampung Naga’s communities from historical and anthropological viewpoints. This article argues that the negotiating of fiqh by the community of Badui is limited to particular cases such as marriage and inheritance. While the community of Kampung Naga receives the majority of fiqh. The negotiating of fiqh in both communities was influenced strongly by their interaction with outside communities and also state power.

FIQH SUNDA: STUDY RECEPTION OF FIQHON INDIGENOUS COMMUNITIES IN BADUY,BANTEN AND KAMPUNG NAGA, WEST JAVA

The first community to accept Islam was the tenant at the coastal areas of Sumatra, Java, Sulawesi, Kalimantan, Maluku, Nusa Tenggaraand Papua. After that Islam disseminated to rural areas throughout the country as the consequence of their reception of fiqh. However, the fact was not all Islamic law accepted and implemented, because they already have customs practiced continuously by hereditary generations long before the arrival of Islam. Some custom in Indonesia, which still survive was practiced by indigenous community such as Baduyin Banten and Kampung Naga, West Java.Research shows that the reception of fiqh by the community of Baduy in the implementation of fiqh marriage that is reading the creed of the Prophet Muhammad PBUH records by Kantor Urusan Agama (KUA), especially on the community of Outer Baduy. Receptionin the field of inheritance was limited to the mention of the terms in fiqhmawaris, while the division still follow their customs that divide the estate equally both boys and girls. While the community of Kampung Naga reception occurs in the majority of law and worship in particular muamalahespecially in wedding. Fiqh reception process occurs due to internal factors (custom character and creed) and external (social interaction and the power of the state).

Assessing the Empowerment of Mosques with the Maqashid Sharia Index

This study aims to assess the mosque empowerment index formula based on Maqashid Sharia. This formula serves as an instrument to measure the level of mosque empowerment in Bogor, Indonesia. It consists of six criteria based on the Maqashid Sharia, including protecting religion, life, intellect, lineage, property, and the environment. The data analysis technique employs the Analytical Network Process (ANP) in conjunction with the Super Decision 2.10 software to construct the index model structure. The results of the formula calculation in each of the three model mosques revealed significant discrepancies. The Andalusia Mosque has achieved a remarkable score of 0.96, positioning it as the top-ranking mosque in terms of its significant degree of empowerment within the local community. The following mosque is the Ar-Rahman Mosque, which has a value of 0.69 and is classified as an empowered mosque. Finally, the Al-Muhaajirin mosque has a value of 0.57, indicating that it belongs to the group of quite empowered mosques and can be given priority consideration for help in the future. Specifically, this study becomes the first comprehensive assessment of mosque empowerment in Indonesia by utilizing the Maqashid Sharia Index across three mosques.

BUNGA BANK DALAM PANDANGAN NAHDLATUL ULAMA DAN MUHAMADIYAH SERTA IMPLIKASINYA TERHADAP UNDANG UNDANG PERBANKAN (Studi Atas Epistemologi Hukum Islam)

Nahdlatul Ulama (NU) is an organization that combines traditionalism and accommodationism with the concept of "Aswaja" as its main way of thinking. NU uses three methods (qawliy, ilhaqiy, and manhajiy) in answering legal problems. On the other hand, Muhammadiyah is an organization that emphasizes tajdid (renewal) and ijtihad in the understanding of Islam, using the methods of ijtihad bayaniy, ijtihad qiyasiy, and ijtihad al-istislahiy. This research uses literature methods and legal approaches with primary data sources in the form of fatwas of NU, Muhammadiyyah, and banking laws, as well as secondary sources in the form of books, journals, and documents related to the research theme. This article concludes that there are different methods of determining the law onbank interest, NU uses the ilhaqimethod, while Muhammadiyah uses qiyas. These differences give birth to the dynamics of legal determination due to differences in methodology. The decision of NU and Muhammadiyah despite various polarizations (points of similarity and difference) in the process of determining bank interest law. Thesefatwas, directly or indirectly, through the MUI ultimately have implications for Law No. 7 of 1992 concerning Banking.

KONSEP BISNIS TANPA HUTANG DARI PEMIKIRAN TAQIYUDDIN ALNABHANI: THEMATIC ANALYSIS APPROACH

Purpose– The motivation of the purpose of writing this research is to get the concept of a debt-free business from the thoughts of Taqiyuddīn al-Nabhāni by exploring his book Nizhām al-Iqtishādy fī al-Islām and al-Syakhsiyyah al- Islāmiyyah Juz 2. Design/methodology/approach– The descriptive qualitative method is the methodology of this research with a thematic analysis approach and using atlas.ti software to help researchers categorize and provide themes and relationships between categories of the text being studied. Findings–. The results found in Taqiyuddīn Al-Nabhāni's thought research, there is a concept of the individual, public, and state ownership that becomes property without debt, which is divided into 3 categories namely work, giving, and optimization. From these assets, in Taqiyuddīn al-Nabhāni's thinking, they are developed through agriculture, trade, and industry, and are distributed according to sharia limits, namely obligatory distributions such as trade zakat or paying workers' wages, sunnah (recommended) distributions such as alms/infaq, or mubah (permissible) is to choose the main thing in advancing the business and avoiding the prohibited (haram) such as usury, maysir (gambling) or ihtikar (hoarding the basic goods needed). Research limitations/Implications– The limitation of this research is on loan debt (qardh) used by business people in developing their business and is limited by examining the thoughts of Taqiyuddīn Al-Nabhāni in his book Nizhām al-Iqtishādy fī al-Islām and al-Syakhsiyyah al-Islāmiyyah Juz 2. Originality/value– In including the literature of classical Islamic thought books from Taqiyuddīn Al-Nabhāni, this research contributes to providing solutions other than the debt that can be used by micro business entrepreneurs, or novice businessmen who will develop their wealth through business.