@misc{ais_repository_20, title = {Buku pintar industri keuangan non-bank syariah}, author = {1. Otoritas Jasa Keuangan}, year = {2026}, publisher = {Otoritas Jasa Keuangan}, howpublished = {Repository AIS}, note = {oai:ais:buku-bahan-ajar:18} }