Hasil pencarian

Non-Riba Microfinance Model Based on Mudharabah: Analysis of Sharia Maqashid and Findings From Expert Interviews

This research problem stems from the dependence of micro-businesses on interest- based debt financing, which poses the risk of usury and hinders business sustainability. The research gap arises because studies on Islamic microfinance are still dominated by murabahah contracts, while the potential of mudharabah as a non-usury financing model in line with maqashid sharia has not been comprehensively discussed. This study aims to analyze mudharabah as an alternative form of microfinance that eliminates usury and strengthens maslahah through the principles of profit sharing, justice, and asset protection in accordance with hifzh al-mâl. The method used is descriptive qualitative with thematic analysis of classical and contemporary literature as well as focused interviews with experts on maqashid sharia. The results of the study show that mudharabah is highly compatible with the values of maqashid syariah in supporting the sustainability of micro businesses, particularly through risk sharing, transparency, and ethical partnerships. These findings confirm that mudharabah has the potential to be a more equitable, inclusive, and riba-free microfinance scheme compared to debt- based models.

DINAMIKA EUFORIA K-POP DALAM PERILAKU REMAJA: Perspektif Pendidikan Karakter dalam Islam

Penelitian ini mengkaji pengaruh fenomena budaya K-pop terhadap perilaku remaja Muslim di Indonesia dalam perspektif pendidikan karakter Islam. Tujuan dari penelitian ini adalah untuk menganalisis dinamika euforia K-pop, mengidentifikasi dampaknya terhadap perkembangan moral dan spiritual remaja, serta menawarkan strategi pendidikan yang relevan untuk mengantisipasi dampak negatif tersebut. Penelitian ini menggunakan pendekatan deskriptif kualitatif dengan teknik pengumpulan data melalui studi pustaka terhadap buku Pernah Tenggelam karya Fuadh Naim (2019) dan wawancara mendalam dengan dua pendidik di Sekolah Tahfizh Plus TMA Khoiru Ummah Bogor. Analisis data dilakukan dengan pendekatan tematik untuk mengungkap pola perilaku, pembentukan identitas, dan ketahanan nilai keagamaan remaja. Hasil penelitian menunjukkan bahwa keterikatan berlebihan terhadap K-pop memicu perilaku seperti pengidolaan yang tidak rasional, konsumerisme, kelalaian terhadap kewajiban agama, dan pergeseran identitas budaya. Tiga bentuk penyimpangan utama yang teridentifikasi adalah normalisasi pergaulan bebas, kampanye terselubung LGBT, serta pengultusan terhadap idol yang dapat mengarah pada penyimpangan akidah. Namun demikian, pendidikan karakter Islam mampu memberikan solusi transformatif melalui refleksi diri, penyucian jiwa, dan kesadaran media yang kritis. Penelitian ini menyimpulkan bahwa integrasi nilai-nilai Islam melalui penguatan aspek intelektual, moral, dan spiritual sangat penting dalam membentuk identitas remaja Muslim di tengah gempuran budaya populer global.

Pandangan Muslim moderat

Essays on tolerance, terrorism, and peace from Islamic teaching perspectives in Indonesia.

History of Islamic Philosophy

Islamic Philosophy has often been treated as mainly of historical interest, belonging to the history of ideas rather than to philosophy. This is volume challenges this belief. The Routledge History of Philosophy is made up entirely of essays by a distinguished list of writers. They provide detailed discussions of the most important thinkers and the key concepts in Islamic philosophy, from earliest times to the present day.

Menyibak tirai kejahilan

TIME VALUE OF MONEY DALAM TINJAUAN KONSEP KEUANGAN ABD AL-QADÎM ZALLÛM DAN PEMIKIRAN EKONOMI TAQIYUDDÎN AL-NABHÂNI

The concept of the time value of money, as recognized by conventional economics, posits that money available at the present time is worth more than the same amount in the future due to its potential earning capacity. This idea underlies the existence of interest rates and the fluctuating values of goods and services. The purpose of this study is to examine the perspectives of Al-Nabhani and Zallum on money and Islamic economics in relation to the time value of money. This research employs a qualitative method with a content analysis approach to the texts of Nizhâm Al-Iqtishâdy written by Taqiyuddin Al-Nabhani and Al-Amwâl authored by Abd Al-Qadim Zallum. The findings reveal distinctive viewpoints from these scholars: in Islam, money is defined as gold and silver with specific weights, and such currencies maintain stable values. Money is used as a standard measure for goods and services, serves as a medium of exchange, and the concept of the time value of money is rejected in Islamic law because it involves riba (interest), which is prohibited. Furthermore, hoarding money (kanz al-mâl) is forbidden, as is accumulating money to earn interest. Gold and silver can be lent (qardh) provided the transaction is immediate and in person. The time value of money concept does not exist in Islam because Islamic finance is based on gold and silver, which are stable, and this approach can offer solutions to global financial issues such as inflation.

BUNGA BANK DALAM PANDANGAN NAHDLATUL ULAMA DAN MUHAMADIYAH SERTA IMPLIKASINYA TERHADAP UNDANG UNDANG PERBANKAN (Studi Atas Epistemologi Hukum Islam)

Nahdlatul Ulama (NU) is an organization that combines traditionalism and accommodationism with the concept of "Aswaja" as its main way of thinking. NU uses three methods (qawliy, ilhaqiy, and manhajiy) in answering legal problems. On the other hand, Muhammadiyah is an organization that emphasizes tajdid (renewal) and ijtihad in the understanding of Islam, using the methods of ijtihad bayaniy, ijtihad qiyasiy, and ijtihad al-istislahiy. This research uses literature methods and legal approaches with primary data sources in the form of fatwas of NU, Muhammadiyyah, and banking laws, as well as secondary sources in the form of books, journals, and documents related to the research theme. This article concludes that there are different methods of determining the law onbank interest, NU uses the ilhaqimethod, while Muhammadiyah uses qiyas. These differences give birth to the dynamics of legal determination due to differences in methodology. The decision of NU and Muhammadiyah despite various polarizations (points of similarity and difference) in the process of determining bank interest law. Thesefatwas, directly or indirectly, through the MUI ultimately have implications for Law No. 7 of 1992 concerning Banking.

KONSEP BISNIS TANPA HUTANG DARI PEMIKIRAN TAQIYUDDIN ALNABHANI: THEMATIC ANALYSIS APPROACH

Purpose– The motivation of the purpose of writing this research is to get the concept of a debt-free business from the thoughts of Taqiyuddīn al-Nabhāni by exploring his book Nizhām al-Iqtishādy fī al-Islām and al-Syakhsiyyah al- Islāmiyyah Juz 2. Design/methodology/approach– The descriptive qualitative method is the methodology of this research with a thematic analysis approach and using atlas.ti software to help researchers categorize and provide themes and relationships between categories of the text being studied. Findings–. The results found in Taqiyuddīn Al-Nabhāni's thought research, there is a concept of the individual, public, and state ownership that becomes property without debt, which is divided into 3 categories namely work, giving, and optimization. From these assets, in Taqiyuddīn al-Nabhāni's thinking, they are developed through agriculture, trade, and industry, and are distributed according to sharia limits, namely obligatory distributions such as trade zakat or paying workers' wages, sunnah (recommended) distributions such as alms/infaq, or mubah (permissible) is to choose the main thing in advancing the business and avoiding the prohibited (haram) such as usury, maysir (gambling) or ihtikar (hoarding the basic goods needed). Research limitations/Implications– The limitation of this research is on loan debt (qardh) used by business people in developing their business and is limited by examining the thoughts of Taqiyuddīn Al-Nabhāni in his book Nizhām al-Iqtishādy fī al-Islām and al-Syakhsiyyah al-Islāmiyyah Juz 2. Originality/value– In including the literature of classical Islamic thought books from Taqiyuddīn Al-Nabhāni, this research contributes to providing solutions other than the debt that can be used by micro business entrepreneurs, or novice businessmen who will develop their wealth through business.